They will force them to become a doctor, but they can not give a good one

And these are the harsh realities of training today's doctors

Poor preparation of medical students, clinical interns and residents is a hot topic. Who is to blame for this is an interesting question, but the answers are ambiguous: teachers blame students, students - teachers. As a recent graduate of a medical university, I would like to reflect on this sore subject. Since job search is relevant to me right now and I understand the importance of the resume I use Medical Resume Examples to straighten my cv.

- What does the university give?
- Postgraduate suffering
- Corruption in medical schools
- The conclusion

What gives a university

The first 3 years of graduate education are very, very useful. Students study all the fundamental disciplines necessary to form their basis. Anatomy, histology, physiology, microbiology, biochemistry are sciences without the knowledge of which it is impossible to become a good doctor. However, all these objects are presented without any refraction towards clinical medicine. Students do not have the slightest understanding of how this can help them in further training in clinical departments. A rare teacher will present the essence of his subject in such a way that it is directed towards the future practice. It is understandable - there are almost no teachers with clinical experience in theoretical departments. It is from here that a completely meaningless memorization of what future doctors will hardly use in clinical practice follows.

Corruption in medical schools

Corruption in medical schools in the first three courses is a separate issue. Tariffs for tests and exams due to student word of mouth are distributed in the first months of training. In addition, there are "hidden bribes" disguised as tutoring. The teacher deals with students additionally (often formally), but the essence of this process is simple in most cases: a guaranteed credit for a weekly additional lesson. Such a "freebie" seduces many students. And not only them, but also parents. They gladly pay these “repeat”, and then they are proud of the “choirs” and “breaks” in the record book of their beloved genius.

Completely unprepared for fundamental disciplines, such students come to clinical departments, where without junior courses - nothing. Cases when fourth-year students do not know from which part of the heart the aorta comes out or how many lobes in each of the lungs are not isolated. And this is not a joke. How such students can study myocardial infarction, bronchial asthma and other nosologies is completely incomprehensible.

Education in senior courses also has a number of problems that cannot be neglected. Where, it would seem, is the very essence of medical work, students do not always see what they will encounter in practice after a couple of years. But the thing is this: the department lost its status, which it had in Soviet times. Relations of the department with the clinical base are not always good. The demonstration of this or that patient to the student group often costs the teacher considerable efforts: for this you need to find such a patient in one of the departments, then arrange with the attending physician or the head about the examination by students, etc. In some cases, the teacher may be denied this. And then he has to study in the classroom, explaining, as they say, “on the fingers”. Both doctors and teachers assign the completion of practical skills to students to study in internships and residencies. The students are not to blame. This is our system, and not everyone has the strength to fight it. It follows that many older students do not have any deep interest in a particular specialization. Many of them do not know where to go at all, since they do not have a more or less sufficient idea of ​​a particular field of medicine.

But not everything is so sad. No one doubts that if a person wants to master knowledge, he will achieve his goal. To do this, however, you will have to work hard and hard on your own: study fresh medical journals and study the Internet. And one more thing: anyone who wants to become a doctor must know English. The most modern ideas can only be obtained in this language. Here I must admit: we are still lagging behind our Western colleagues in terms of competence in medicine.

Postgraduate suffering

Even a well-studied student is hard to independently become a real doctor. Those who have earned a red diploma by their work do not always succeed in successfully applying their knowledge in practice without the help of senior colleagues. Unfortunately, such young doctors are very quickly disappointed in the profession.

Graduates of medical schools in internship and residency in most cases are granted, as they say, absolute freedom. They are nominally assigned to 6-8 patients, whom they should supervise under the supervision of the attending physician and the department head. And here lies a very dangerous moment. Young doctors are quickly imbued with the “spirit of the ordinatory": they become cynical, formally relate to their work, communicate roughly with patients and their relatives. In other words, many young doctors, albeit unconsciously, but clearly discourage the desire to develop and grow professionally. They take an example from their senior colleagues, naively believing that, taking an example from them, you can become a good doctor. What grows out of such graduates, we often observe when seeking medical help.

It is rarely seen when an associate professor or professor in a department is involved in an intern or intern. But this is absolutely necessary - to have an experienced teacher in such a difficult and responsible business as medicine. As a rule, neither doctors nor department employees have time to deal with, instruct, share experience and somewhere to control a young specialist. But this is the only way to cultivate a worthy successor. It turns out that few people think about it. And in surgical specialties there are frequent cases when the intern or the intern and at the table have never stood during the postgraduate education. And such specialists are going to work.

The conclusion

The conclusion is simple: without mentoring in medicine - nowhere. This should be seriously considered today. Without proper training, we will not get qualified specialists. What will happen to our medicine when a change in medical generations occurs is a big question. If we do not want a catastrophe, we must immediately throw all our efforts into medical education. This is an extremely responsible business, which does not tolerate a state relationship.

The labor market for IT-Professionals

A couple of decades ago, the Faculty of Informatics and Computer Engineering trained specialists, who then sat for a long time in institutions on scientific work. The reason is simple - lack of elementary computers in the population and in the offices. Now this specialty to become one of the most popular Ukrainian universities, despite the fact that in real life find their application programmer can advantageously be in two forms: IT-specialist - a private company, or "in the service of the sovereign," and programmer on the free bread. Recent love to sit in the institutions and departments of the Faculty of Computer Science. Or create programs to western companies.

The natural habitat of the first category of computer - offices of the companies where they styled sysadmins. And the number of such specialists is directly proportional to the number of computers in the company: from 2-5 machines that require constant attention of a specialist, and ending with a huge office systems, numbering 200-500 cars, maintenance of which employ 4-10 nerds.

Calculate the required amount of system administrators simply. The average for an office network requires one expert on 50 computers.

This is confirmed by the figures: in comparison with 2005, this year the figure rose by 101%. Although the demand for competent IT-staff and is growing annually tremendous pace, hunting for such experts is not yet clearly defined. About her appearance can speak three to four years due to the arrival of the Ukrainian market large foreign companies.

Small companies often solve such problems by outsourcing (from the English outsourcing -. Outsourcing solutions for specialized tasks). After all, content full and running like clockwork IT-services costs for start-up firms that are too expensive.

The range of tasks that the company's management is trying to "hang" on the IT-department, is increasing every year. Now a regular system administrator performs several functions - from installing the necessary office programs, network building and maintaining it in proper condition to the new "problems" Ukrainian bosses: the introduction of mobile technologies in the central office and regional offices, status display monitors all employees on the screen superior, installing " spyware "programs. Every year the demand for IT-department of the company grow. It is not every system administrator is able to easily and quickly to give the desired product, so looking for competent professionals.

Eternal student

Get Vocational Education and become IT-specialist in Ukraine is simple - almost every technical college or university has a multidisciplinary faculty of cybernetics, computer systems and so on. As specified ourselves system administrators and programmers to an employer an important supplement to the diploma is a few extra "crusts", obtained after passing the Microsoft exam, Cisco and others.

At the same time sysadmins note: only 40% of companies pay their employees additional courses and seminars. But experts are actively involved in, seeing them as an opportunity for professional growth. In the process, everyone wants to get new skills and their documentary evidence, certification. This significantly increases the "cost" of the expert, so investing in their studies as a result pays off.

A good IT-specialists of not only need special education, but also the knowledge of a foreign language. Programmers from the ignorance of the language are not particularly affected - they are fluent in English within the correspondence. And engaged in the development of programs parallel to get a few extra degrees - that in an ever-changing world of computer technology to constantly learn, is recognized by all.

cost charge

With such an intense training and work schedule reward for their work, not all satisfied. IT-specialists point out that their work has been underestimated.

Starting his career in a small company, the system administrator can hardly expect a high salary. Payment specialist labor, has held "baptism of fire", is increased.

On average, three or four years, growing company, increasing the number of computers that can create more of IT-departments that lead the sysadmin-timers. However, as noted by IT-person, have a career can be much faster, going to work in other, often competing companies, which offer more seriously and positions, and salaries higher.

Indeed, in order to improve their financial status for this category of employees is not more effectively overcome the hierarchical steps, and go to work in larger companies. The most common motivation for the transition to a new job for a beginner-sysadmin is a higher salary in another company.

Salaries of IT-specialists depends not only on the company but on the scope of its activities.

While the "tops" among IT-specialists are practically no - access to the board of directors can boast one. These positions on the main staff positions only in the IT-companies. In general, to IT-service is treated as a subsidiary department.

Those who occupy the position of a full-time programmer, have a stable income.

IT-specialists are very picky - they usually do not require social packages, health insurance and other benefits. The main thing for the IT-specialist - that it does not interfere with work and did not save on the department requests for the programmer - to put a variety of tasks. Work should be interesting, in other words. But the social package, food and other bonuses are not so relevant for the beginner, but in the future, they play an important role. Not yet heard about the massive increase in requirements to the employer by the system administrators. But such experts welcomed the opportunity for career growth and learning at the expense of the company.

In the medium IT-person neither has any other sphere of professional spirit developed. Thanks to the direct relation to high technology in this category of workers, there are many sites, blogs, chat rooms for exchange of information, not only in purely technical interest, but also career. For example, a component of the "black" lists of employers, maintained a constant exchange of views about the companies and specific people.

About revenge of angry dismissal IT-person are legendary, and therefore decided to leave them beautifully. Get the "severance pay" in the form of viruses and "fallen" Server does not want no company, so high-profile scandals in this labor market a little bit. IT-specialists should be invisible, believe in the companies, and they believe that the best sysadmin - one that lays out all day "scarf": means all its grid works like a clock.

Our company is not very concerned about the search for competent IT-specialists. Probably because the expertise, and they, as a rule, the employer is not (unless, of course, we are not talking about the IT-company) to evaluate the professionalism needed. Especially since no one has been "headhunting" brain drain competitor - the market is not ready yet. But soon - against the backdrop of the increasing computerization, use of new technologies - this issue will be an important component of the company's competitiveness. It is understood in the West, and we understand. The demand for professionals and not on the ability to install Windows students has long been greater than the supply.

12 options to earn a student on the job training

Only lazy and sated student (which, in principle, nonsense) does not dream of somewhere to earn. Of course, all employers want to get even in the "freelancers" honest, hard-working and disciplined workers. And students maintain their freedom in principle - at least a little to correct the economic dependence on parents to have money for entertainment and, of course, books, specialty, and maybe even get closer to the dream seriously. But do not blindly rush to the first available vacancy. Employers need to weigh carefully the proposals and assess their capabilities. Of course, first of all we are interested in a part-time place and guaranteed payment.

We tried to get in different specialties in Kiev and we know that employers need today and what pitfalls await students toward the goal to earn extra money. Jobs for students in Kiev, a lot - you can choose to work with daily classes for a couple of hours, the option only on the weekend, or a one-time job. All offers require special education and job skills, and most importantly - they can be successfully combined with studies.

"Wanted promoters"

About work: you have to stand in a special outfit in public places and talk about the merits of a product.

Requirements: often in hiring pay attention to appearance, for the ability to speak well and loud.

Pros: work mainly in areas with good conditions, no "is not worth the soul", if you work with products that do not have to spend money on lunch.

Cons: the case of work in the open air, in spite of the weather conditions; constant communication with a large number are not always polite and adequate people; sometimes there are "round-up" and, if will catch for drinking tea or "idle", can be fined or even dismiss; unstable work - from stock to stock.

Watch Promo events in Ukraine.

"Urgently recruit CALL-center operators'

About work: you are required to conduct telephone surveys of random people selected computer, and then on the basis of the information to fill in the questionnaire provided by companies for use in a variety of marketing and social research.

Requirements: knowledge of PC, competent speech, free from defects of diction, communication.

Pros: the ability to work in large companies (banks, information centers of large mobile operators), career growth in the long term, training, training.

Cons: very staggered, once the program gets funding, the customer specifies the terms of surveys - it could be a week, and two days, and a month; work in a noisy environment is not always the correct response of subscribers, a willingness to respond to the response "not at"; quite monotonous work for a creative nature.

Watch the vacancy operator CALL-center in Ukraine.

"We are looking for actors crowd scenes in movies and on TV"

About work: you have to be a spectator at the shooting of a popular talk show, ask questions to the guests the studio to participate in the live broadcast polls. Possible that when you play the role of the main character, the scenario - positive or negative.

Requirements: youth, often recruit people of a certain style of clothing or sex. To work with the issues of fit people with competent, well, emotionally delivered a speech that could repeat the question harvested editor. For the main character - always the presence of acting ability and a good memory to the texts.

Pros: the payment immediately upon the ending of the shooting process during breaks actors often treated to coffee and sandwiches; Looking for an opportunity to strike up a good, for students of theater - a chance to practice using the camera.

Cons: very often show instead of the promised 2 hours, 4 goes all - in that time you do not pay, there is an option to get to the nature of shooting, that is on the street.

Note: The most realistic chance to get into the crowd - go under the rubric of "show business, TV" on the sites of employment, click on the link of the employer: it is necessary to fill out a form and put their photos and contacts in an Internet-based database of film studios and production centers. After the first shot, you can meet people, exchange phone numbers of agents and engage constantly in the shooting. Another option - to go directly to the studio Dovzhenko or telecentre and join the already recruited a group (usually harvested at 10 am and 7 pm).

See vacancies actors, models in Ukraine.

"Distribution of leaflets"

About work: you have to stand there and interrogate people in various public places, to impose their promotional flyers and leaflets; variant - deliver their mailboxes or to work "sandwiches" (to go with the two advertising posters, fastened on the shoulders). A separate category - the work of "puppets", when all the time you are ordered in large foam-rubber suit the hero, usually a symbol of some company, toys.

Requirements: take virtually all desirable - good stamina (will have to work in different weather conditions); high capacity for work - minimum order of distribution of leaflets in the subway - 4 hours, maximum - 8 hours.

Pros: you can continually move to interview their friends. If you allow the forces to alternate the distribution of leaflets to other options.

Cons: often pay only the next day, can book the place is very crowded in the flea market, or on the street, work is controlled - if you notice that distributing a few leaflets in one hand or left ahead of time can generally leave without money. Work "puppets" hard physically - to breathe through the foam head, etc.

See vacancies for distribution of leaflets in Ukraine.

"The job opened fast food"

About work: the duty "team members" could include work in the kitchen unit (cutting, completing the finished product, packaging, frying), room service (cleaning utensils, washing tables, floor), cleaning barns and surrounding area. "Cashier" also has his workplace and is directly involved in customer service: the reception of the order transferring it to the kitchen, etc. Working hours an employee can choose independently to 8 hours, which must be indicated in the contract.

Requirements: good looks, punctuality, neatness, politeness, sense of duty, it is desirable availability of labor and sanknizhek (if they are not working will open, and will have to undergo a medical examination for health).

Pros: official employment, free drinks, meals for employees, uniforms, free trips, picnics, the opportunity to go to increase - to become an instructor, manager, system of bonuses and prizes, the opportunity to choose work schedule.

Cons: The lunch break is only 30 minutes + three of five minutes per shift or per hour. For the delay, the process of violation, the customer's complaint will have to write an explanatory note, possible fine. After working in the kitchen during the "rush-half" (the influx of visitors), "team member" can be sent to wash toilets.

Note: Best option to get here - go directly to the nearest fast food place of residence, fill out a form and wait for the result. Sometimes, if there is a vacant seat can employ immediately.

See jobs in the fast fude in Ukraine.

"Cleaning house and office"

On the work: it is possible to clean offices, private homes, apartments - both privately and as an employee of a cleaning company.

Requirements: basic skills of operating household appliances and detergents, sanknizhka and passport details (guarantee of safety master things, savings).

Pros: You can select the appropriate schedule.

Cons: heavy, not very pleasant job, you may encounter boorish attitude of the hosts.

See all job cleaners in Ukraine.

"Consultant in cosmetology company"

About work: you will become not only a consultant, as implementer of cosmetics and hygiene products.

Requirements: No special no.

Pros: you can always pick yourself probes and small gifts for clients, become renowned expert in cosmetic updates, learn the basic techniques of applying make-up, will be able to take a small interest-free loan. It is beneficial for those who live in the dorms - customer base is created "on the spot".

Cons: firms as consultants, today it is very much to find a base of regular customers for those who rent housing, or is registered in Kiev - a great success.

Note: Set the phone by calling the number on each directory of cosmetic products for which the company can obtain information about employment.

See sales assistants jobs in Ukraine.

"Manager-Courier"

About work: you have to go 2-week internship, select the schedule (only 4 hours) with how much, but to 20.00, ring up the entire customer base, send wishing Prices for goods, novelties, personally take back the goods in public transport, issue documentation and to return the firm with the payment receipt from the bank or cash for the goods.

Requirements: not the 1st university course, the availability of employment record.

Pros: you can create a customer base of wealthy people of Kiev, to use a travel.

Cons: travel around the city with expensive goods can end corruption or theft, shortage, calculated with you. If you lose your receipt - similarly.

See job couriers in Ukraine.

"Working with housing for the gardener, janitor"

About work: the next six months you will be cleaned of leaves and snow the whole plot, collect garbage in containers, take care of the equipment. And the flowers and gardens are usually involved, farmers professionals who need physical assistance to the student.

Requirements: desirable young men, take all visually healthy, in private homes - for an adult recommendation (not robbed the house).

Pros: privately - if a lot of work on the site, you will be allowed to live and even be fed in ZhEKah - guaranteed execution and salary.

Cons: physically remove the worn, burn, wipe, etc. not everyone's strength, may simply no strength left to study.

Note: You can go through the summer community or go to your nearest housing office.

See vacancies gardeners and street cleaners in Ukraine.

"Pizza delivery"

About work: you have to deliver a pizza order at the specified address, to receive from the customer the cost, arrange the receipt and return to the office.

Requirements: desirable young men, when you make a copy of the required passport and identification code.

Pros: In addition to the salary, you often get a tip of 2-5 USD. with the order, a flexible work schedule, travel on all modes of transport, you do not need to have a driver's license or personal moped.

Cons: Because of the heavy workload of the transport part of the way to the customer will have to go on foot.

Note: You can refer to a nearby pizzeria and find out where the position open.

See jobs pizza delivery or pizza maker in Ukraine.

"It takes drive vendor for the weekend"

About work: you will need to explore the range of products, know the manufacturers, the contents of CDs and sell them.

Requirements: no special.

Pros: you can buy at the neighbors of your books trade drives at great discount prices or even to use them for free, but very carefully, so as not to spoil the presentation.

Cons: at the weekend possible theft, and all the shortages will calculate the seller's salary. From autumn to spring have to wear very warm clothes and shoes, and splurge on tea, coffee.

Note: You can go through the book market, usually the vacancy announcement post directly to the point of sale

"PC operator"

About work: you will be offered to work either in the office or at home (in a dorm) and dial correctly texts in large numbers.

Requirements: Knowledge of PC at the user level, confident, competent and fast set of typing, the presence of a PC outside the office and Internet access.

Pros: You will be able to work remotely, communicating with the employer not more than once per month

Cons: work in a hostel competently and quickly fail. Even you can underestimate how many rows will dial. And as an option, may not pay to change the address and contact details, and even firms. No one knows how many people at the same time working at the company, where they settled down, etc.

See PC operator jobs in Ukraine.

proper clearance

After the interview, the applicant must sign a contract with the employer. The document drawn up in two copies, one of which remains in the hands of the employee-student. The contract must be clearly defined salary, working hours, payment conditions (day, date) and all duties as an employee and employer. The contract is terminated in the event of a violation by one of the parties or upon the expiry of the agreement.

rare cases

Denis, the university graduate: "In the second year, I got a job as a loader at the confectionery factory near his home. He worked from 16.00 to 24.00. A year later he was promoted - became a freight forwarder. I earned about 1800 UAH per month. Now, having received his law degree, I plan to start their own business and become a competitor of the former employer. All the nuances of work, I know: information about suppliers of ingredients, the amount of equipment and the purchase of places, the most profitable routes and points of sale of finished products, especially recruitment and even the scheme of cooperation with the fleet. I am sure that education will help me to correctly carry out legal registration of business and find a good investor. In a pinch, I'll take the credit. So that's my part-time job became a guide for the purpose of later life. "

Marina, a 4th year student: "Familiar persuaded me to go for the extras of a famous TV project, they say, will earn a hundred. Gathering of participants was on the other side of town at 8:00, and then we moved to a studio production center itself. After hours of waiting, they apologized and were treated to lemonade. We waited, but to 14.00 of the day, many have simply run out of patience. The agent promised that everything will be paid for lost time. By 1500, I decided to leave. As it turned out, the shooting itself took about 20-30 minutes, with the rest of the time 15.40 - rehearsal. All of the latter-day actors came home to 19.00. The fact that I spent money on travel and meals in the producer cafe - say nothing, in the end - I did not pay for. So try to find a proven option is better than mine. "

Jan, 3rd year student: "Even in the first year of study in high school I was very lucky - to get acquainted with the" team leaders "of one of the parties of Ukraine. Since then, well-paid in every election, re-election. Daytime pickets work mostly pensioners and unemployed, they are posters and flags, chanting and so on. D. Students are trying to get into the "night shift". So that any political showdown at the apex of power for us mortals, are a chance to earn extra money. "

Brand Manager: to be born, or can become?

Already on the basis of this brief advertising agencies send their proposals, which are discussed with senior management and makes certain decisions. This document also specifies the desired type of advertising: Company in the press, television commercial or charity event.

In many ways, the brand manager is forced to rely on their own intuition and logical conclusions reached after a detailed market research. This and conducting focus groups and in-depth interviews, face to face, sometimes a brand manager can spend with a person who is part of the target group of consumers and a whole day studying his schedule, especially life. All of this information is necessary for drawing up the most complete portrait of consumer goods, which appears on the market.

After the appearance of a new brand on the market, the brand manager must provide him sitemnuyu support. In addition to the brand manager tasks include maintaining an optimal price and quality range of products that would be competitive in the market.

What, then, must possess the basic skills of an expert to become a brand manager? As noted by most experts to work in this field need to have a very high level of communication, because I always have to communicate with many people. Brand manager must combine creative and analytical skills, ability to defend the interests of his company when working with advertising agencies. It should thoroughly know their production, to realistically assess the advantages and disadvantages of the already existing range of products, to anticipate what the market expects.

In addition, in this profession requires a high responsibility for the decisions and personal discipline, because, as a rule, it is about working with long-term projects. In certain cases, the brand manager must be able to take risks, because no market research do not give 100% guarantee of the result and do not provide a definitive answer.

The average age of the brand manager 28-36 years, in the past, this can be an employee of a sales department or the marketing department assistant, who showed analytical skills and made valuable suggestions. growth prospects may be different from the promotion and expansion of the range of existing brands to launch new, as well as from the brand manager can grow a good head of the marketing department.

How to become an auditor

Auditing services - enterprise, which includes organizational and methodological provision of auditing, the practical implementation of the audit (audit) and the provision of other audit services. The list of services that can be provided by the auditor (audit firms), defined by the Audit Chamber of Ukraine in accordance with auditing standards.

Auditor - an interesting and well-paid profession, but they can become far from everyone. And not just because there are high requirements for applicants for qualification certificate required for auditing. The specialist, who decided to become an auditor must have a large amount of knowledge in different areas of accounting, tax and civil law.

the auditor's work is "seasonal" in nature. As a rule, the main burden of inspection to the period from November to April. At the end of each test you must draw up a report and make a conclusion to the client. Remember to fill out a number of documents provided by internal standards. Sometimes, the auditor writes reports home late at night. Therefore, the choice of profession is not only its status, but also the personal characteristics of a specialist.

In accordance with the requirements of the audit, the auditor may be an individual with a certificate confirming its suitability for the qualification of auditing activities on the territory of Ukraine. Note that now the law is no longer the requirement that the auditor must be only a citizen of Ukraine, that is, foreign nationals may also engage in auditing. But who closed the way to the audience, this person, once convicted of acquisitive crimes.

The right to receive a certificate is provided to individuals who have:

 higher economic or legal education, document the receipt of which is acknowledged in Ukraine;

 necessary knowledge on audit, finance, economics and business law;

 experience at least three consecutive years in the auditor positions, accountant, lawyer, financier, economist, assistant (assistant) auditor.

Availability of the necessary amount of knowledge for obtaining the certificate is determined by means of a written qualification exam according to the program approved by the AAP. validity of the certificate may not exceed five years. Extend the validity of the certificate is carried out after five years on the results of control tests on the specialty.

For admission to the certification candidate submits to the AAP or its regional office the following documents:

 application in the prescribed form;

 copy of diploma certified by a notary public or in the workplace;

 copy of employment record, certified by a notary public or in the workplace;

 document on payment for carrying out certification;

 a copy of the first page of the passport.

In Western countries, the requirements for the auditor are very high, the auditor - this is a serious job with good pay. For us, this new profession, but the demand for services is growing Ukrainian auditors. The audience are requirements of both formal and informal. Formal - is the presence of documented knowledge, experience and qualifications. For an informal nature are the special properties required in this profession.

The first of the formal requirements - the presence of an instrument of higher economic and (or) legal education, either from Ukrainian state university or at an educational institution of a foreign state.

The second condition - the existence of seniority, for economic or legal profession for at least three years out of the last five.

Performing the third mandatory requirement - obtaining a certificate - it is associated with the delivery of a special examination.

In conclusion, we recall that the auditor has the right to engage in audit activity or as an individual - entrepreneur, or as part of the audit firm. Moreover, this activity can begin only after the auditor in the Register of auditing firms and auditors. Getting a license is not necessary for this type of activity. Note also that for the auditor's audit activity is exceptional, he can not engage in other business activities, which, however, does not preclude his right to receive dividends from shares and income from other corporate rights.

Financial Advisor - Work for ambitious

Finance plan is no less important than planning your own business or a future life. How many people are carefully planned, such as a holiday, but they are in the head does not come to plan their own finances over the long term, so that after some time to reap the benefits of this plan. Meanwhile, using the rule, "Pay yourself first", everyone can create a cash flow that will bring tangible results.

Who is a personal financial advisor?

Personal financial adviser - profession prishodshaya from the West. What made abroad for a long time, for we still a novelty. While the majority of working people in the UK, USA, Germany and other countries take investment decisions only after consulting with a personal financial advisor, we puzzle over questions of how to manage your cash receipts and payments? How not to get lost in the variety of investment instruments and savings? How to reduce the risk and increase the profitability of their investments?

Necessary as a financial advisor:

 the makings of a leader;

 ambition;

 ability to plan;

 active life position.

The main mission of the personal financial adviser to offer optimal solutions in the field of personal savings and investments.

Firstly, the financial advisor will help create a personal financial plan or investment plan. Thus, a visual representation of whether there is a correlation between revenue and expenditure, in some moments there is a surplus or deficit of funds. In addition, personal financial plan can be used as a tool for managing personal finances, t. To. He allows you to see the possibility of a temporary shortage of money in the future and, therefore, prevent it. Financial planning will help reduce possible risks, the likelihood of unpleasant, overhead situations.

Second, the financial advisor to help formulate their own investment purposes. Everyone knows that in Ukraine is better to live on the principle of "Trust in yourself": if during the Soviet time caring for achieving our goals (housing, education, health) partially lying on the shoulders of the state, the current reality is that state aid is better not count. In addition, life has taught us to be constantly aware of inflation. In such circumstances, it is natural that one begins to think about the need for savings and profitable investment funds. Fortunately, there is a choice: stocks, bonds, government and municipal securities and so on..

To understand this diversity and make the right choice, you need to know and take into account the differences in tax regimes, liquidity, profitability and risk ratios, legislative regulation and prospects. All this is within the scope of competence of financial consultant, because this profession requires specialist to be versatile in a wide range of modern financial services: from the basics of financial and tax legislation to address the financial problems of each particular family.

Personal financial advisor will give advice on choosing a suitable investment instrument you (savings) in order to achieve a certain goal in particular.

The result and purpose of the consultant is to increase the level of material well-being of the client.

Third, personal financial advisor should be independent.

Independent consultant working independently, so not so much interested in selling a particular financial services, as in meeting your needs. Orientation independent consultant to customer requests allows him to represent clients successfully cooperating with several banks, insurance digging, choose the one most suitable, contact the best mutual funds and pension funds, taking into account the most important thing - your interests.

When choosing a financial advisor, you must remember that he financial adviser must have solid working experience, at least in financial structures. The optimum age for independent personal financial adviser of 35-45 years.

Thus, a financial advisor can be accessed by the majority of the most important issues from the field of finance. Perfectly understanding in the major financial problems, the consultant is able to provide advice in the planning of the family budget. He structures the current, present and future financial needs and recommend how best to meet them taking into account the peculiarities of taxation.